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#WeSpeakYour Language

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Duis cursus interdum metus, at porta nisi ultricies eu. Nunc molestie magna vel lectus posuere fermentum. Vivamus nisl quam, vehicula non quam non, hendrerit finibus ante.

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A New Experience

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Why Arkansas Title?

There are lots of title companies so, why Arkansas Title?

The simple answer is Arkansas Title is at the forefront of changing the real estate settlement process! We are actively implementing e-signature technology and paperless closing processes to reduce/replace the outdated, paper-wasting signing process! Digital execution is not just green, it’s also efficient and convenient.

Saving time saves money!

Arkansas Title is not a ‘one size fits all’ title company. Arkansas Title will take time to understand your comfort level with technology and personalize your experience. We’re also good teachers! We are committed to patiently walking each customer through the entire process. Whether you are a tech savvy digital native or someone who struggles with technology, Arkansas Title can accommodate you.

Call us today and you can be a part of changing the closing process from the old way (lengthy signature filled ordeal full of nasty surprises) into QUICK, EASY, DONE!

We’re not your grandparents title and closing company – you’re going to love the experience because #WeSpeakYourLanguage!

Mike Pryor

Mike Pryor

CEO

Fish. I love to fish. It’s my relaxation, my get away. It recharges me and clears my mind to tackle important work projects. I love being productive at work…and I understand the things that allow me to maximize that productivity.

Jane Doe

Jane Doe

Vice President

Johnny McNormalguy

Johnny McNormalguy

IT

Holly Collegeton

Holly Collegeton

Intern

FAQ

What services does Arkansas Title offer?

Title searches, title insurance, escrow closing services.

When are you open?

Hours of operation

How do I contract your closing services?

Send us your contract or order and request that Arkansas Title serve as the title agent and/or closing agent on the transaction.  You can get us your contract by hand delivery, mail, e-mail, via our website, or by fax.  Please give us a call!

What is a title as opposed to a deed?

A deed is the instrument that is executed, acknowledged and recorded in the proper county.  A properly executed deed serves to create title in the grantee with respect to the particular property conveyed by that deed.

What are title and closing services?

Title services include a variety of different processes including an extensive research of the title to the property in question, an examination of all of the matters disclosed by the research, and the preparation of a title commitment for our client to review prior to purchasing or mortgaging the property.  The title commitment sets forth requirements to be met prior to closing the purchase transaction or mortgage loan in order for the title policy to be issued.  Additionally, the title commitment also sets forth matters that are excepted from coverage on the title policy and should be carefully reviewed prior to closing the transaction. Closing services include a number of processes required to coordinate the completion of requirements of the real estate contract, the title insurance commitment, as well as the loan instructions from the lender.  While we are an independent third party, we help coordinate all of these matters to get everyone to the table to close the transaction.  We handle the coordination of all documents for the closing, witness the signing of all of the documents, acknowledge the parties’ signatures, and then handle the recording of the documents, as required.

Are mortgage closing and closing the same thing?

A closing can be for a purchase transaction whether or not it involves a mortgage loan.  We close cash transactions as well as mortgage loan closings, refinance transactions and commercial real estate transactions.

How much do your services cost?

Our title insurance products and closing/settlement services costs vary depending on the complexity of the transaction, the purchase price and loan amount. Title insurance cost is based on the purchase/sale price and the loan amount, if applicable.  Also, there are additional endorsements and coverages that are available in some circumstances that require additional premiums to be paid. Please look at our website or give us a call for an estimate. Our closing fee is a fee for preparation and coordination of the closing, conducting the closing, notarizing the signatures, recording the documents and providing you copies, as well as many other things that we do.

Who is responsible for paying for title and closing services?

Ultimately, your real estate contract or loan application should set forth who pays for what charges.  In the absence of such language in your real estate contract and/or loan application, there are set “market norms” that are used.

What is involved in a closing?

You, along with (in most cases) a representative of your lender, and a representative of the title insurance company (the closing agent). The closing agent’s job is to make sure that all necessary documents are signed and verified and that the money from the sale and/or refinance of the property is properly disbursed. You may also have your own attorney attend the closing. Sometimes, the sellers will be present, along with any real estate agents involved in the sale. It is common for buyers and sellers to complete their paperwork in separate rooms and never see each other on the day of closing.

What is title insurance and do I need title insurance?

This article explains.

What to expect at Closing

Click on each item for a more detailed description.

Married?

If you are married, your spouse will likely be required to sign documentation at closing.

Brief Explanation

A brief explanation of each document will be provided to you prior to signing. If further explanation is requested, we will be happy to contact your loan officer.  Additionally, you may seek legal counsel at any time before signing the documents.

Review

We always endeavor to provide the settlement documents for your review, as soon as they become available.  

Copies

Copies of all documents are provided to the customer in either paper or electronic form.

Funding Required

As mentioned above, if funds are required from you, it must be delivered to us by wire transfer or in the form of a cashier’s check.

What to bring To Closing

Click on each item for a more detailed description.

Photo ID

Always bring a government-issued photo ID, such as your driver’s license. (Some lenders will require a second form of identification.)

Closing Funds

If you are required to bring funds to closing, Arkansas law requires that those funds must be in the form of a wire transfer or cashier’s check. Most of our clients prefer the ease of a wire transfer.

Authorization

If your closing involves a corporation, LLC, trust, estate, power of attorney or other non-individual entity, you will be required to present the proper evidence of authority to act on behalf of the entity. The necessary documentation should be discussed with us prior to closing to insure that the closing goes smoothly.

Keys & Openers

Don’t forget the keys and openers for your buyers!

Get in Touch

Bentonville

  • Phone: 479.268.7555
  • eFax: 479.250.4776
  • 1401 S Walton Boulevard • Suite 25
  • Bentonville, AR 72712

Maumelle

  • Phone: 501.904.4880
  • eFax: 501.421.8409
  • 2001 Club Manor • Suite S
  • Maumelle, AR 72113

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